sinking funds for families

Emergency fund, holiday, new car, house deposit: which comes first? A simple funding order for family savings goals, how to split a surplus between them, and how to handle yearly allowances.

Free sinking fund calculator. Add your yearly bills and goals, pick when each is due, and see how much to set aside every month, plus how much to catch up if you're starting today.

Learn how sinking funds can transform your family budget. Discover how to plan for irregular expenses so they never derail your finances.